We know that New Year’s Resolutions are rarely successful, but I can’t resist the temptation of a new year!  So instead of resolutions, I’m creating new “motto’s”.  I love personal mottos.  I create them to help me remember things ideas and principles (or in this case goals) that might otherwise slip out of my consciousness.  For example, my first motto was/is, “Don’t judge yourself by other people’s values.”

I created this motto because I realized that I was judging myself for not having accomplished more financial success in my life.  One day I had an epiphany.  It was never my goal when I was younger to make a lot of money.  I wanted to be a stay-at-home-mom–not a lot of money there.  I also thought about being a teacher–not a lot of money there.  When I look back on my actual goals and values, I realize I have succeed at…